Just Development Rights Framework

AI-Powered Capital Locks That Communities Can Audit, Edit, and Trigger

The Problem We Solve

Development projects that forcibly displace Indigenous Peoples and land-connected communities are incompatible with a just energy transition. While IFC Performance Standards exist, they lack enforcement.

⚠️ Current Approach
  • ❌Vague Standards: "Particular attention" to vulnerable groups
  • ❌No Metrics: Compliance unmeasurable
  • ❌Weak Enforcement: Good plans, poor implementation
  • ❌Power Imbalance: Communities as "stakeholders," not rights-holders
✅ Just Development
  • ✓Hard Metrics: 80% median income target for vulnerable groups
  • ✓Automated Triggers: Loan freeze at Day 30 if CTF underfunded
  • ✓Capital Locks: Performance bonds released to community
  • ✓Rights-Based: Communities control data, metrics, and audit triggers

The AI vs IFC Story

In late 2025, an experiment tested 15 AI models against IFC Performance Standards using real-world ethical dilemmas from high-stakes project finance.

The result? Kimi K2 didn't just memorize the rules—it proposed the Vulnerable Group Gap Ratio: a metric that measures income of at-risk families vs. median income, with automatic consequences if the ratio drops below 80%.

This framework operationalizes that AI insight into a complete enforcement system.

The Six-Step Enforcement Framework

From aspirational principles to enforceable metrics. Click each step to see the audit protocol.

1

Access to Information & Independent Support

📋 Current Proposal:

Provide funds for communities to hire their own legal and technical experts

⚖️ Enforceable Metric AUDIT TRIGGER
Community Technical Fund (CTF) = 0.5% × Project CAPEX
Escrow deposit deadline: T+30 days from project approval
Administrator: Third-party fiduciary with community board majority
FUNDING CONDITION PRECEDENT: No disbursement until CTF fully capitalized
Audit Protocol: Quarterly financial audits + community satisfaction surveys. Community can trigger emergency audit with 25% signature threshold.
2

Prioritise Designs that Avoid Displacement

📋 Current Proposal:

Explore all innovative solutions to avoid displacement even if costs increase

⚖️ Enforceable Metric PROJECT KILL SWITCH
Displacement Impact Ratio (DIR) = Affected_Hectares / Project_MW
Threshold: DIR > 0.5 triggers mandatory redesign phase
Cost flexibility: Up to 15% CAPEX increase permitted for DIR reduction
Community veto: DIR > 1.0 gives communities unilateral "no-go zone" designation right
Verification: Independent engineering review panel. Decision binding in 45 days.
3

Rights-Based Mediation

📋 Current Proposal:

Use neutral, expert mediators for fair, rights-respecting negotiations

⚖️ Enforceable Metric ESCALATION CLOCK
Mediator Selection: Joint list of 5 experts; each side vetoes 2; random draw
Timeline: Negotiations max 90 days; mediation max 30 days
DEADLOCK TRIGGER: Day 121 → automatic binding arbitration under Hague Rules
Cost: Developer pays 75% of mediation fees
Outcome Metric: ≥70% community approval via secret ballot. Sub-group veto: ≤60% approval among women/youth = mandatory renegotiation.
4

Expropriation Only as Last Resort

📋 Current Proposal:

Compulsory acquisition only in exceptional circumstances with human rights assessment

⚖️ Enforceable Metric HUMAN RIGHTS GATE
Necessity Test: Benefits must outweigh costs by 5:1 ratio
Proportionality Cap: Max 10% displacement of any Indigenous subgroup's total land
Consent Standard: ≥75% community + ≥66% women & youth approval
No-Go Zone: Community designates >20% as untouchable; 90% supermajority to override
Independent Review: Human Rights Impact Assessment by UN Special Rapporteur-endorsed panel. Assessment published 60 days before vote.
5

Monitored & Enforceable Agreements

📋 Current Proposal:

Legally binding agreements with independent monitoring and community enforcement

⚖️ Enforceable Metric PERFORMANCE BOND
Community Performance Bond: 5% of project revenue held in escrow
Vulnerable Group Gap Ratio: Income of at-risk families vs median
Target: ≥80% median income within 24 months
AUDIT FAILURE: Ratio <80% → 12-month suspension + bond release
Monitoring: Quarterly income surveys by community-hired researchers.

This metric was proposed by Kimi K2 AI, converting vague "special attention" into a hard, verifiable number.
6

Financial & Supply Chain Leverage

📋 Current Proposal:

Lenders, investors, buyers must require this approach as a business condition

⚖️ Enforceable Metric CAPITAL FREEZE
Loan Disbursement: Tied to verified completion of Steps 1-5
Disclosure: All agreements public on OpenContracting portal within 15 days
Shareholder: ≥5% equity can trigger compliance audit
BLACKLIST: 2 violations in 5 years = 7-year DFI financing exclusion
Enforcement: DFIs publish compliance dashboard. Violations reported via encrypted hotline; 30-day investigation turnaround.

Enforceability Stack: What Makes This Real

Every metric includes six enforcement layers:

1. Quantified

0.5% CAPEX, 5:1 ratio, 80% median income

2. Independent

Third-party fiduciary, community researchers

3. Time-bound

T+30 days, 60 days, 24 months

4. Third-party

UN panel, OpenContracting portal

5. Material

Project suspension, bond release, blacklist

6. Community-initiated

25% signature, automatic escalation, veto

Live Enforcement Dashboard

Click any metric tile to see real-time data feeds, audit trails, and trigger visualization

1

Community Technical Fund Status

CTF Capitalization
Target: 0.5% of Project CAPEX
Status: UNDERFUNDED LOAN FROZEN
Current: $2.1M / $5M required (42%)
⏱️ Last update: 2025-12-08 14:23 UTC | Click for detailed audit trail
5

Vulnerable Group Gap Ratio

Income Equity Tracking
Target: ≥80% of median income
Status: AT RISK
Current: 73% (women-headed households)
Trend: ↓ 12% vs. last quarter
AUDIT FAILURE IMMINENT
⏱️ Q3 2025 audit in 23 days | Click for root cause analysis
2

Displacement Impact Ratio

Design Avoidance Check
Threshold: DIR ≤ 0.5
Current: 0.67 REDESIGN REQUIRED
Community no-go zones: 25% of territory designated
Engineering review: In progress (Day 22 of 45)
⏱️ Panel decision due: 2025-12-30 | Click for alternatives analysis

How the Dashboard Works

This isn't a reporting system—it's a governance system where data feeds directly control capital.

📊 Data Sources (Triangulated)

  • Community: Smartphone surveys, GPS grievances
  • Third-Party: Independent auditors, UN panels
  • Developer: Financial disclosures, schedules
  • 2-of-3 agreement required for validity

⚙️ Automated Triggers

  • Smart contracts on Hyperledger blockchain
  • Multi-sig verification for each milestone
  • When trigger fires, contract auto-executes penalty
  • No human gatekeeping possible

🔒 Community Data Sovereignty

  • Offline-first data collection (ODK/KoboToolbox)
  • Data hashed & timestamped; only hashes uploaded
  • Protects sensitive info while proving integrity
  • Hash mismatch = developer penalty

💰 Capital Sensitivity

  • DFI loan system API-integrated with dashboard
  • "Loan Frozen" = literal disbursement kill signal
  • Override requires board + community rep approval
  • Rights without cost to capital = suggestions

CTF Dashboard: Community Technical Fund

LIVE FEED
$2.1M Deposited to Escrow Source: Developer
↓ $2.9M shortfall
$850K Disbursed to Community Source: Fiduciary Board
✓ Baseline study underway
T+47 Days Since Approval Source: DFI Monitor
⚠️ 17 days past deadline
🚨 TRIGGER ACTIVATED: Loan disbursement suspended at Day 30 due to incomplete CTF capitalization.

Verification Chain

  • Day 15: Community board appointed (verified by fiduciary)
  • Day 23: Baseline study RFP issued
  • Day 30: Deadline missed—$2.9M shortfall
  • Day 47 (TODAY): Automatic loan freeze protocol active

Next Action: Developer must deposit $2.9M by 2025-12-15 or project approval lapses.

Vulnerable Group Income Tracker

LIVE FEED
73% Women-headed HHs vs Median Community Survey
⚠️ Below 80% threshold
89% Elderly-headed HHs vs Median Third-party Audit
✓ Above target
Q3 2025 Next Audit Date Project Schedule
23 days remaining
🚨 RISK ALERT: If ratio remains <80% at Q3 audit, Performance Bond ($12.5M) released to community + 12-month project suspension.

Root Cause Analysis (Community-reported)

  • Training programs delivered in wrong language (Day 182)
  • Childcare stipends not disbursed (Day 195)
  • Market access road delayed 6 months (Day 210)

Corrective Action: Developer has 14 days to submit revised livelihood plan.

Displacement Impact Ratio Analysis

LIVE FEED
0.67 Current DIR Engineering Panel
⚠️ Exceeds 0.5 threshold
340 ha Affected Land Area Community Mapping
25% in no-go zones
3 Alternative Designs Developer Submission
Under review
🚨 REDESIGN REQUIRED: DIR > 0.5 triggers mandatory design alternatives review.

Proposed Alternatives

  • Option A: Distributed generation (DIR: 0.42) - +8% CAPEX
  • Option B: Relocated transmission (DIR: 0.38) - +12% CAPEX
  • Option C: Hybrid design (DIR: 0.29) - +15% CAPEX

Community Decision: Engineering panel presents findings Dec 30. Community selects design by Jan 15.

Interactive Implementation Tools

Build your own metrics, test necessity ratios, and see role-based checklists

🧮 Cultural Metrics Builder

Define what "well-being" means in your community's terms. Set weights, baseline, and watch the 5:1 necessity test recalculate in real-time.

Project: Community Impact Assessment

35%
30%
25%

5:1 Necessity Test Result

Community Well-Being Loss

-68.2 units

Weighted degradation across all indicators

Project Benefit (Energy Output)

+285 MW

Convert to comparable units

Ratio: 1.04 : 1

Project benefit ÷ Community loss (target: ≥5:1)

❌ FAILS Human Rights Necessity Test. Displacement not justified. Project must redesign or obtain 90% community supermajority.

📋 Actor-Specific Compliance Checklists

Same metrics, filtered for what each actor controls at decision points

🏦 DFI Loan Officer: Disbursement Gate Checklist

Authority: Withhold loan tranches if any item is unchecked. No override without board vote.

CTF Capitalization Check
Verify: Community Technical Fund = 0.5% CAPEX deposited in escrow with third-party fiduciary. Community board majority confirmed.
Displacement Impact Ratio (DIR) Verification
Confirm: Independent engineering panel has certified DIR ≤ 0.5. If DIR > 0.5, community "no-go zone" designation must be on file.
Mediation Agreement Status
Check: Rights-based mediation completed with ≥70% community approval. Sub-group veto resolved. Agreement published on OpenContracting portal.
Vulnerable Group Gap Ratio Baseline
Require: Community-hired researchers submitted baseline income data. Target: ≥80% within 24 months.
🎯 Next Tranche Release: All boxes must be checked by 2026-01-15 or loan enters default review.

Glass Box vs Black Box

How this avoids algorithmic capture

🎱COMPAS-Style Black Box
  • ❌Logic: Proprietary, trade-secret protected
  • ❌Data: State arrest records (biased, unaudited)
  • ❌Override: None—judge defers to "algorithm"
  • ❌Result: Eric Loomis, no recourse
// Code: Not Available
// Methodology: Confidential
// Accountability: NULL
🔍Just Development Glass Box
  • ✅Logic: Public if/then rules, community-editable
  • ✅Data: Community-hired researchers + third-party audits
  • ✅Override: Board vote + community rep required
  • ✅Result: Loan frozen, community compensated
// Rule: IF vulnerable_group_gap_ratio < 0.8
// THEN freeze_loan_disbursement()
// AND release_performance_bond_to_community()

🎯 AI as Bailiff, Not Judge

Why AI enforcement works: It doesn't get captured by developer promises or government pressure. It executes rules as written—rules the community can read, edit, and verify.

The human role: Not to override the AI, but to audit the data and update the rules through democratic process.

Interactive AI Agent Demo

Rules-based agent—not an LLM. Every answer is auditable code logic.

⚠️ DEMO MODE: Click a question to see how the agent responds
What exactly triggers a loan freeze?
How is this NOT a black box like COMPAS?
Can communities edit metrics—and what are the limits?
Can humans override the AI decisions?
Show me the IFC redline changes
Explain the 5:1 necessity test
🤖 Just Dev AI Agent:
Hi! I'm a rules-based agent. Every answer is auditable code logic. Click a question above.

The 2026 IFC Window

⚠️ DEADLINE: IFC Public Comment Ends Dec 2025 — Next opportunity: 2035

First major IFC revision since 2012. If enforceable metrics aren't embedded now, communities face another decade of displacement.

NOW - Dec 2025

Window Open: Public comment active. Metrics can be embedded.

Jan 2026

Framework Finalized: Language locked for 7-10 years.

2026-2030

Lost Decade: Projects "comply" but communities lose land.

2035+

Maybe Enforcement: Next review might add metrics. Another generation displaced.

Three-Phase Campaign

Q1 2025 (NOW)

Launch public repo + metrics calculator. Target 50 DFI credit departments. Goal: 5 DFIs pilot in 2025.

Q2-Q3 2025

Mobilize community federations. Submit 10,000+ redline demands. Investor pressure on IFC bonds.

Q4 2025 (Last Chance)

File UN complaint. Live demo capital freeze. IFC embeds enforcement or admits window-dressing.